State Guides

  • Renters Insurance in Florida

    Florida Renters Insurance in Florida Renters insurance in Florida averages about $16 a month, roughly 8 percent above the national average, according to the most recent state-by-state premium data from insurance regulators. Florida law does not require it, but nearly every Miami, Tampa, and Orlando lease does. Hurricanes, the hurricane deductible that comes with them,…

  • Renters Insurance in Delaware

    Delaware Renters Insurance in Delaware Renters insurance in Delaware averages about $12 a month, roughly 16 percent below the national average, according to the most recent state-by-state premium data from insurance regulators. Delaware law does not require it, but Wilmington and Newark leases almost always do. Coastal nor’easters that flood the Sussex beach towns, Wilmington…

  • Renters Insurance in Connecticut

    Connecticut Renters Insurance in Connecticut Renters insurance in Connecticut averages about $15 a month, roughly 2 percent above the national average, according to the most recent state-by-state premium data from insurance regulators. Connecticut law does not require it, but Hartford, New Haven, and Stamford leases almost always do. Long Island Sound storm surge, wet snow…

  • Renters Insurance in Arkansas

    Arkansas Renters Insurance in Arkansas Renters insurance in Arkansas averages about $17 a month, roughly 20 percent above the national average, according to the most recent state-by-state premium data from insurance regulators. Arkansas law does not require it, but Little Rock, Fayetteville, and Bentonville apartment leases almost always do. Tornadoes that hit the capital directly,…

  • Renters Insurance in Arizona

    Arizona Renters Insurance in Arizona Renters insurance in Arizona averages about $14 a month, roughly 4 percent below the national average, according to the most recent state-by-state premium data from insurance regulators. Arizona law does not require it, but Phoenix and Tucson apartment leases almost always do. Monsoon wind and dust, wildfire in the high…

  • Renters Insurance in Alaska

    Alaska Renters Insurance in Alaska Renters insurance in Alaska averages about $16 a month, roughly 12 percent above the national average, according to the most recent state-by-state premium data from insurance regulators. Alaska law does not require it, but Anchorage and Fairbanks leases usually do. Earthquakes, frozen pipes, and the cost of replacing anything that…

  • Renters Insurance in Alabama

    Alabama Renters Insurance in Alabama Renters insurance in Alabama averages about $18 a month, roughly 27 percent above the national average, according to the most recent state-by-state premium data from insurance regulators. Alabama law does not require it, but Birmingham, Huntsville, and Mobile apartment leases almost always do. Spring tornadoes, Gulf hurricanes, and the wind…

  • Renters Insurance in Georgia

    Georgia Renters Insurance in Georgia Renters insurance in Georgia averages about $17 a month, roughly 19 percent above the national average, according to the most recent state-by-state premium data from insurance regulators. Georgia law does not require it, but Atlanta apartment leases almost always do. Severe storms, Hurricane Helene’s inland path, and Atlanta-area theft are…

  • Renters Insurance in Oregon

    Oregon Renters Insurance in Oregon Renters insurance in Oregon costs about $18 to $21 a month for most apartments, above the national average, and covers your belongings, personal liability, and living costs if a covered event forces you out. Oregon does not require it, but nearly every Portland, Eugene, Salem, and Bend landlord does. Wildfire…

  • Renters Insurance in Illinois

    Illinois Renters Insurance in Illinois Renters insurance in Illinois costs about $15 to $18 a month for most apartments, close to the national average, and covers your belongings, personal liability, and living costs if a covered event forces you out. Illinois does not require it, but nearly every Chicago, Aurora, Naperville, and Springfield landlord does….