State Guides

  • Renters Insurance in Montana

    Montana Renters Insurance in Montana Renters insurance in Montana averages about $14 a month, roughly 6 percent below the national average, according to the most recent state-by-state premium data from insurance regulators. Montana law does not require it, but Billings, Missoula, and Bozeman leases almost always do. Wildfire in the foothills, hail and wind off…

  • Renters Insurance in Mississippi

    Mississippi Renters Insurance in Mississippi Renters insurance in Mississippi averages about $22 a month, roughly 52 percent above the national average and the highest of any state, according to the most recent state-by-state premium data from insurance regulators. Mississippi law does not require it, but Jackson, Gulfport, and Hattiesburg leases usually do. Gulf hurricanes, violent…

  • Renters Insurance in Minnesota

    Minnesota Renters Insurance in Minnesota Renters insurance in Minnesota averages about $11 a month, roughly 21 percent below the national average and among the lowest figures in the country, according to the most recent state-by-state premium data from insurance regulators. Minnesota law does not require it, but Minneapolis and St. Paul leases almost always do….

  • Renters Insurance in Maine

    Maine Renters Insurance in Maine Renters insurance in Maine averages about $12 a month, roughly 16 percent below the national average, according to the most recent state-by-state premium data from insurance regulators. Maine law does not require it, but Portland and Bangor leases usually do. Winter freeze and ice-storm damage, wind that takes down trees…

  • Renters Insurance in Louisiana

    Louisiana Renters Insurance in Louisiana Renters insurance in Louisiana averages about $21 a month, roughly 45 percent above the national average and the second-highest figure in the country, according to the most recent state-by-state premium data from insurance regulators. Louisiana law does not require it, but New Orleans and Baton Rouge leases nearly always do….

  • Renters Insurance in Kentucky

    Kentucky Renters Insurance in Kentucky Renters insurance in Kentucky averages about $13 a month, roughly 8 percent below the national average, according to the most recent state-by-state premium data from insurance regulators. Kentucky law does not require it, but Louisville and Lexington leases almost always do. December tornadoes, flash flooding in the eastern counties, and…

  • Renters Insurance in Kansas

    Kansas Renters Insurance in Kansas Renters insurance in Kansas averages about $14 a month, roughly 6 percent below the national average, according to the most recent state-by-state premium data from insurance regulators. Kansas law does not require it, but Wichita and Johnson County leases almost always do. Tornadoes, hail, and hard winter freezes are what…

  • Renters Insurance in Iowa

    Iowa Renters Insurance in Iowa Renters insurance in Iowa averages about $12 a month, roughly 18 percent below the national average, according to the most recent state-by-state premium data from insurance regulators. Iowa law does not require it, but Des Moines, Cedar Rapids, and Iowa City leases almost always do. The 2020 derecho, tornadoes like…

  • Renters Insurance in Idaho

    Idaho Renters Insurance in Idaho Renters insurance in Idaho averages about $13 a month, roughly 12 percent below the national average, according to the most recent state-by-state premium data from insurance regulators. Idaho law does not require it, but Boise, Meridian, and Coeur d’Alene leases almost always do. Wildfire smoke and ember exposure at the…

  • Renters Insurance in Hawaii

    Hawaii Renters Insurance in Hawaii Renters insurance in Hawaii averages about $15 a month, roughly 3 percent above the national average, according to the most recent state-by-state premium data from insurance regulators. Hawaii law does not require it, but Honolulu and Kapolei leases almost always do. Hurricane wind, wildfire after Lahaina, and lava and earthquake…