City-specific renters insurance guides for major U.S. metros.
Houston renters insurance covers hurricane wind, hail, and car break-in theft, but flood needs a separate NFIP or private policy with a 30-day wait. Here is how to check your building, what it costs, and what leases ask for.
Los Angeles renters pay around $15 to $25 a month for renters insurance. Compare costs, neighborhood differences, top providers, and coverage for LA risks like earthquakes (not covered by standard renters), wildfire and smoke, and vehicle break-ins.
San Diego renters pay around $14 to $22 a month for renters insurance. Compare costs, neighborhood differences, top providers, and coverage for San Diego risks like earthquakes (not covered by standard renters), wildfire and smoke, and theft.
Chicago renters pay around $12 to $20 a month for renters insurance. Compare costs, neighborhood differences, top providers, and coverage for Chicago-specific risks like winter pipe bursts, wind and hail, and theft.
New York City renters pay around $15 to $25 a month for renters insurance. Compare costs, borough differences, top providers, and coverage for NYC-specific risks like bedbugs, water damage, and theft.
